December 6, 2005

Pass the Tylenol

Extra strength, please. I’ve been filling out student loan applications on line for Son (we’ve exhausted all the conventional avenues). Well, okay, for Hubby and I, too. Son would be the direct beneficiary of any loan I manage to secure, but Hubby and I stand to gain in that we would actually have two nickels to rub together. Currently, we are paying $700 a month toward Son’s tuition. We are managing now, but I’m concerned how it will go when I am not working in the summer. I’m also worried how we will manage the little things (like property taxes, Daughter’s social life, gasoline) in the long run if we have to keep paying out the equivalent of Haiti’s gross national product every month. We would still make the loan payments, but the amount would be more managable.

Anyway….I’m getting frustrated. So many questions. So many turn-downs. Either we make too much to qualify or, go figure, our credit isn’t good enough. I have filled out most applications 2 or 3 times in different ways each time in the hope that one will contain the magic combination that makes a squinty little loan officer somewhere in some forgotten back cubicle sit up and drool with the desire to give us piles of money. I’ve got one more to go then I quit for now. I can’t take any more.

*An added bonus this morning: Hubby is working on Daughter’s dream room and currently he’s gluing wood. With reallystrong glue. Maybe I won’t care what the nice bank says after a little more inhaling. Mmmm….smells like bananas (honest).

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